Limitation of liability
Mutual funds and exempt market products – exchange-traded funds
Authorized mutual funds, exempt market products and exchange-traded funds are offered through Investia Financial Services Inc. (“Investia”). Mutual funds, exempt market products and exchange-traded funds are sold exclusively through representatives registered with Investia and applicable provincial regulatory authorities.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments, exempt market products and exchange-traded funds. Please read the Fund Facts or prospectus carefully before investing. Investments in mutual funds, exempt market products and exchange-traded funds are not guaranteed, their values change frequently and past performance may not be repeated.
Segregated funds : If applicable
Segregated fund products are offered by (name of your General Agent (MGA)) and/or multiple General Agents.
Subject to any applicable death benefit guarantee, any part of the premium or other amount allocated to a segregated fund is invested at the risk of the policyholder and may increase or decrease in value according to fluctuations in the market value of the assets of the segregated fund.
Guaranteed investments: If applicable
Guaranteed investments are offered through Investia Financial Services Inc. and/or several issuers.
Insurance products are offered through [name of your general agent] OR Insurance products are offered through several general agents.