Optimizing your financial health

by planning your financial assets smartly.

Our goal is to increase your financial potential the smart way

thanks to proactive financial advisors who listen to your life goals.

You’ll know exactly where you stand financially.

We can advise you on the best possible choices for managing your current and future finances.

Being independent, our financial advisors have access to a wide range of products from leading insurers and banks, so they can advise you on the best products on the market for achieving financial freedom, based on your own objectives.

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Plan your financial ecosystem

Whether you’re looking to manage your investments, including life insurance, personal insurance, disability insurance, critical illness insurance or financial planning, we’re renowned for our intelligent and effective financial strategies.

Your financial health, whether as an individual or a family, depends on fair and efficient planning to find strategies that work for your situation.

In short, we can lead you to financial success.

Simply. Effectively.

Meet an advisor for free

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Plan your financial ecosystem

Your financial health, whether as an individual or a family, depends on fair and efficient planning to find strategies that work for your situation.

In short, we can lead you to financial success.

Simply. Effectively.

Meet an advisor for free

Our services

Our wealth management services

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Financial planning

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Personal insurance

Investments

Is your financial health important to you?
Then you’ve come to the right place.

Actif santé financière helps you see your finances clearly.

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Is my family well protected?

What’s the best life insurance for me?

How do I manage my finances and plan my retirement?

How can I maximize my tax rate?

Should I disburse my RRSPs before I retire?

If I want to achieve my financial goals BEFORE I retire, what are my strategies for getting there?

I’m 25. Am I too young to be thinking about retirement?

Do I have an alternative if I’m uninsurable?

Should I meet with a financial planner to purchase a property?

Am I well informed about RESPs?

How can I avoid paying taxes with a TFSA?

Our financial advisors answer these questions every day.

In fact, we go one step further.

We can help you make the RIGHT decision, at the RIGHT time, based on YOUR situation and YOUR life goals.

Meet an advisor for free

Managing your finances

Your financial needs

Reaching your financial goals

Validate whether your financial strategies are optimal

Building a step-by-step financial strategy

Planning your retirement

Preparing your estate

Managing your business

Income in the event of illness

Managing your financial assets

Where, how much and how to invest wisely

Managing your investment portfolio

Testimonials

What they say about us

Following receipt of your e-mail concerning your new corporate name, I’d like to take this time to tell you about my satisfaction with consultant Caroline Fortin :

Gifted with an in-depth knowledge of our files, an indispensable asset
Very attentive to our needs, with guaranteed rapid feedback
Informed research and comments on our questions
No pressure and good humor.

I’ll conclude by saying, on behalf of my wife Nicole Allard and myself: Caro is an asset when it comes to the financial health of our insurances.

Best regards,

Nicole and André
2022

Today, on behalf of myself and my wife, we’d like to leave a comment about our financial security advisor, Ms. Maude Boucher.

For several years now, Ms. Boucher has been taking care of all our investments. What we like about her is that she’s always available for us. One phone call and we’ve already got an appointment at her office or directly at home.

She knows how to explain the investments we’ve made, because sometimes it’s complicated for us consumers to understand everything, and she puts us at ease with all her documents. She has the quality that all investment advisors should have: she’s very confidential. We always get good, straightforward explanations of all our documents.

That’s why we recommend Ms. Maude Boucher for your future investments.

Claude Maheux
2022

An empathetic, professional and competent team.

Our advisor, Caroline Fortin, has been with us for several years, helping us make informed choices that meet our needs. Always ready to listen, available and caring, Ms. Fortin is a first-rate person. We highly recommend this experienced and exceptional advisor. You’ll appreciate her human and personalized approach. You’ll always be accompanied and reassured in your choices.

Thank you, Ms. Fortin, for all the support you’ve given us over the years.

Loyal and more than satisfied customers.

Audrey Parent and Rémi Cadorette
2022

My experience has been positive in every way. It all started with Caroline Fortin, who always responded to my needs in such an efficient and professional manner. I developed a great relationship of trust with her, and in this business, that’s invaluable when it comes to our future… She then referred me to her boss, who was just as fabulous and approachable!

Thank you all for your work!

Mélissa Proulx-Bernier
Co-owner of Yozu Lac-Beauport and La Réserve Gourmande
2022

Good evening Mr. Lamontagne,

I’m sending you this note to express my satisfaction with the service provided by Mr. Frédéric Simard in analyzing the possibilities of withdrawals from my wife Carmen’s and my RRIFs. This extrapolation over several years based on our income and investments implies percentage increases in the amounts that will help us to see how all this will apply in the years to come and will enable us to make adjustments if necessary, in order to stay within tax limits.

Bravo to Mr. Simard for a job well done, and thank you for this service, which makes one of your customers very happy.

Carmen and Rodrigue Lachance
2022

Hi Caro!

I just had a phone appointment with the wonderful Jean-Guy, seriously I love him so much, can you be a member of my family (winking man + right man crying with laughter) Thank you for putting me in touch with him.

Mélissa Proulx-Bernier
2022

I met Micheline Rioux for the life insurance I needed to protect my family when I bought my house. I was expecting a saleswoman ready to do anything, but what I got was an advisor, available to understand my financial reality and offer me the best products.

I was pleasantly surprised to see so much empathy during our meetings.
She then referred me to Jean-Guy Lamontagne, who now takes me step by step through my investments and financial planning. He helps me understand the world of finance.

With Actif santé financière, I’m really taking control of my future.

Patrick Francoeur
2022

Thanks to Jean-Guy Lamontagne, I’ve been able to reach my financial goals for retirement. His follow-up and expertise in finance and investments made me feel secure and confident. I highly recommend him.

Elaine Marcotte
Jean-Guy Lamontagne client for over 7 years

We’re very happy and reassured to be able to count on Ms. Rioux as our financial security advisor. She’s always readily available on her cell phone to take the necessary steps and answer any questions we may have. Ms. Rioux even got involved in settling a case that could have been very negative for me and my family. She also takes care of our two sons and their families.

Michel Gariépy & Hélène Collin
Micheline Rioux’s customers
2022