Advantages of life insurance
Taking out personal insurance requires expert guidance to identify the right financial strategy, and the freedom to choose from among several financial institutions.
Choosing life or personal insurance
with the right financial advisor
Independence
Actif santé financière advisors are not attached to any financial institution, which gives them the objective independence to offer you the BEST solution for your situation and reality.
We adhere to the concept of “offering the right product for the right customer”.
Independence
Actif santé financière advisors are not attached to any financial institution, which gives them the objective independence to offer you the BEST solution for your situation and reality.
We adhere to the concept of “offering the right product for the right customer”.
Types of personal insurance
Since there are different types of life and health insurance, we can advise you on each one, according to your needs.
Life insurance
Disability insurance
(main asset)
Critical illness insurance
Corporate overheads
Creditor disability insurance
Supplementary health insurance
(dental care/individual group)
What are the advantages of life and health insurance?
What is the purpose of life insurance?
To protect your family, your capital and even maximize the value of your inheritance.
Why buy disability insurance?
To protect your greatest asset = your income.
Here are a few reasons why you may want to consider life and health insurance.
To cover your salary in the event of illness and continue paying your living expenses.
To cover a shortfall in income replacement.
To decide who will receive my life insurance: my children or my creditor?
To obtain care in another country in the event of a critical illness diagnosis.
To be able to receive your full salary rather than a portion with your collective.
To cover your partial disability, when you are not totally disabled.
So you don’t have to pay for insurance for years on end, thanks to disability insurance with refund of premiums.
To increase your company’s tax value.
To sum up…
Optimize the potential of your finances to make the most of the benefits and advantages to which you are entitled.
Would you like more information?
To get an overview and choose the right personal insurance product
Our advisors are here to help you make sense of the situation, and to help you understand that there are a number of avenues open to you, often unknown to the general public.
More often than not, some policyholders think they’re covered for certain situations, and when the time comes to make a claim, unpleasant surprises arise.
Whether you need to understand the differences between term life insurance, permanent insurance or mortgage life insurance, we can help you make an informed decision.
In practical terms, our specialists know the limits of insurers, and can save you a lot of trouble when it comes to claiming benefits.
Avoid unpleasant surprises
Simply discussing your current coverage with one of our financial advisors will make you realize that it is possible to avoid unpleasant surprises and benefit limitations in the event of disability or illness, for example. An assessment of your assets, liabilities, income, family situation and coverage will shape our recommendations in the event of death, disability or critical illness.
Avoid unpleasant surprises
Simply discussing your current coverage with one of our financial advisors will make you realize that it is possible to avoid unpleasant surprises and benefit limitations in the event of disability or illness, for example. An assessment of your assets, liabilities, income, family situation and coverage will shape our recommendations in the event of death, disability or critical illness.
Our life and health insurance financial advisors take the time to evaluate
your situation, your life goals and advise you on the products best suited to your reality, your finances and your life objectives.
What’s our goal?
Helping you protect your most important asset
=
your ability to work and generate a salary to pay your expenses.
We help you get a safety net when financial insecurity strikes.
What’s our goal?
Helping you protect your most important asset
=
your ability to work and generate a salary to pay your expenses.
We help you get a safety net when financial insecurity strikes.
